Best term life insurance plans
Best term life insurance plans secure the future of your family by helping you financially in your absence. Term policy provides comprehensive coverage with additional benefits that will help your dependent family members not only after your demise but also to manage their finances if you are not able to earn due to disability or critical illness. help in. Best term insurance plan offers a fixed sum assured to the nominee, but does not provide survival benefit. Guaranteed claims, regular income payout, premium waiver, add-on riders etc make up the best term life plans.
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Best term insurance plan in india 2022
10 top term plans for you. These plans are selected on a combination of various factors, including affordable premiums, flexible premium payment options, wide-coverage, reliable insurance providers, receive the death benefits, payout options, etc.
10 top term Insurance plan HDFC
| S. No | Plan | Claim Settlement Ratio(2019-2020) | Sum assured | Sample Annual Premium* |
| 1 | HDFC Life Click 2 Protect Life | 99.07 | 50 Lakh – Unlimited | Rupee. 7,185 |
| 2 | ICICI Pru iProtect Smart | 97.84 | 50 Lakh – Unlimited | Rupee. 8,021 |
| 3 | Max Life Smart Secure Plus Plan | 99.22 | 25 lakh to 3.5 crore | Rupee. 6,095 |
| 4 | Tata AIA Life Insurance Sampoorna Raksha Supreme | 99.06 | 50 lakh no limit | Rupee. 6,844 |
| 5 | Aditya Birla Life Shield Plan | 97.54 | Unlimited from 50 lakhs | Rupee. 5,591 |
| 6 | PNB MetLife Mera Term Plan Plus | 97.18 | 25 lakh to 2 crore | Rupee. 6,490 |
| 7 | SBI E-Shield Next | 94.52 | 50 Lakh – Unlimited | Rupee. 7,519 |
| 8 | Bajaj Allianz Smart Protect Goal | 98.02 | 50 lakh to 10 crore | Rupee. 7,348 |
| 9 | E-Term Plan box | 98.5 | 25 lakh no limit | Rupee. 5,250 |
| 10 | Edelweiss Tokio Total Protect Plus | 83.44 | 25 lakh no limit | Rupee. 4,902 |
*Sample premium is calculated for 30 years old male earning 5 lakhs per annum. The Sum Assured taken for 30 years of the policy term is 50 lakhs.
** CSR data retrieved from IRDAI Annual Report 2019-2020
Disclaimer: The order of the schemes in the table does not define their ranking.
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